 | You may want to start the buying process by getting pre-approved
for a mortgage. Barbara and Ken can get you started. Most work can be
accomplished on the phone, E-Mail, or via online computer connections! |
 | The lender will need account numbers, W-2s, past addresses,
all debits and credits in your name. |
 | Once you have a realistic sales price and payment in mind make a
list of the things that are really important to you in a home (area, schools, recreation,
etc.). Keep in mind the things you enjoy doing and tell the Kerwin's. |
 | Let Barbara and Ken know when you can look and where you will be
staying -- especially if visiting from out of the area. |
 | Relax and enjoy yourself during the search. There are over
4,000 homes on the market in the Hampton Roads area, but you won't have to look at them
all!! Several will provide most of what you are looking for in a home so be
happy and look forward to finding just the right home for you. |
 | Remember that the homes magazines are not up to date. Only
the area's online MLS (Multiple Listing Service) has the most current information.
Many homes in the books are already sold. The good ones never last long! Use
the books as a guide to price and style. |
 | Remember that Relocation companies generally allow you to select
a realtor -- select the Kerwins, they will work hard for you. |
 | There are relocation programs that can save you money and
time. Ask the Kerwins which ones you qualify for and apply early -- i.e., Smooth
Move, USAA Relocation Affinity Program, etc. |
 | If you would like to be referred to another area, ask Barbara and
Ken to have a referral realtor contact you! |